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Welcome to The Merit Group Insurance Brokers, a trusted Ontario-based brokerage serving individuals and businesses since 1993. We proudly represent Canada’s leading insurers for home, auto, business, life, and group health benefits, backed by a team of specialists committed to professional, personalized service. As you explore our blog, you’ll find insights and tips to help you make smarter insurance decisions and protect what matters most.

People walking next to a wet floor sign in a retail store.

Why Commercial Retailers Need General Liability Coverage

Running a retail business is rewarding, but it also comes with risks that can quickly turn into financial nightmares if not properly managed. From customer injuries to product-related claims, unexpected incidents can happen at any time, and the costs can be staggering. For retailers in London, Ontario, having the right insurance coverage isn’t just a precaution; it’s a necessity. What Is General Liability Insurance? General liability insurance is the foundation of a strong